| It is a tricky place to be in, when your house is | | | | • The home-owner or whoever was |
| robbed and the robber is injured during the | | | | responsible knew about the issue and did not |
| burglary. The same laws that protect you from | | | | work anyone and leave warning marks around |
| going into a store and falling and hurting yourself | | | | the area. • The person responsible could have |
| protect the burglar in your home. Premises liability | | | | fixed the problem, but chose not to and left it. |
| describes the legal responsibility of a property | | | | These liability claims cover pools, trips, animal |
| owner when injuries and/or other accidents occur | | | | attacks, falls, fires and explosions. |
| on their property. What Types of Claims Exist? | | | | Homeowners’ Insurance So, what can |
| The most common claims filed are from those | | | | protect you from being sued in your own home? |
| who slipped and fell. If, for example, you were in | | | | Homeowners insurance can. It protects your |
| a grocery store, and they had just mopped and | | | | when your property is damaged and covers you |
| put no sign up and you fell, you could sue the | | | | for liability at your house. So, if someone breaks |
| grocery store. The same goes for your home. If, | | | | in, hurts themselves and wants to sue, and you |
| for example, you were fixing your sidewalk and | | | | have homeowners’ insurance, you are |
| failed to finish that day, you leave a large hole in | | | | covered. And, if you don’t own a home, you |
| the ground with rocks around it; a man comes to | | | | can get renters’ insurance. These policies |
| break in, but falls in the hole and hurts his knee. If | | | | protect you from burglary, theft, fire and, of |
| you did not put up any safety or caution tape, | | | | course, liability. If you don’t have insurance |
| you, the homeowner, could be liable for the | | | | and want to file a premises claim, or are fighting |
| burglar’s injuries. How Can the Homeowner be | | | | one, there are law offices across the country |
| at Fault? The same laws that protect you in | | | | that specialize in those aspects of the law and can |
| stores protect others at your home. As a | | | | help you. Please visit the website of Atlanta, |
| homeowner, you are responsible to maintain safe | | | | Georgia personal injury attorneys Robbins & |
| conditions around your premises. You could be | | | | Associates, P.C. They have lawyers with over 30 |
| liable if: • Something on your property was | | | | years of case experience who can help you. |
| unsafe; like missing stones or planks from a deck | | | | |